I do not have an idea, team member, power point deck, etc. Can I still apply?

Yes, you can. We are looking for smart people who are passionate about payments and cryptocurrencies, and are always happy to chat.  That said, to apply without a idea, deck or team member, you need to be an engineer who has read and understand the Ripple protocol and has done at least one code snippet using it and uploaded that snippet to Github.

We also have a number of concepts which CrossCoin and Ripple are interested in developing. If you have technical and/or design talent, and are interested in building a company in the digital currency space, we want to talk to you.

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